Deciding to take a loan from the Bank

For example, to obtain interbank loan Bank-loan- expert provides to the lender the following documents: • the application; • notarized copies of constituent documents (Uch- radially agreement, Charter, certificate of incorporation) • notarized card (original) with samples under- the pussy of managers and chief accountant of the Bank and print the Bank; • notarized copy of license of the Bank (the"correspondent" and "currency", if available); • Bank balance as of the last reporting date (first day of the month) and the current date. In this function of the credit lies with motion de neg on the scheme: "savings — investment". The value of the intermediation function of commercial banks for us- successful development of the economy is that they its operation- TEW reduce the degree of risk and uncertainty in economic si system, accumulating cash and turning them into powerful resource investment. In practice, a triple-a contract of insurance that is between the insurance company, the Bank and the borrower. Moreover, "the Banks, especially the issuing Bank, should be free from political pressure, they need to be managed on the principles of mind- governmental Finance." Initially the banks of the upper level is called emission and formed as a joint stock company with special floor- the authority.

Leasing operations. Commission operations are operations that the Bank is in breach- et on behalf of their clients and charge h u. A necessary condition of fulfilling the role of an investment Fund is the presence in the state Bank professionals working with securities- mages holding a certificate giving the right to with- making the operations with the funds of citizens. The entire risk from its commercial Bank operations takes over. Investment tax credit constitutes such change approval of payment of tax where a business entity providing it is seen an opportunity within a specified period and in specified- tion limits to reduce their tax payments, followed the phased payment of the amount of the loan and accrued interest.

To personalized programmamatically include games, crosswords, cryptograms, Chine- wordy, tests, etc. This: • issuing Bank, which is fixed for monopoly money issue; • the Bank of government: budget execution and control of the state governmental debt; • the Bank of banks: clearing centre, the lender of last resort; • conductor of monetary and foreign exchange policy; • the Supervisory authority for banks and financial markets. A key element of the financial system of any developed state STV today is the Central Bank, official conductor of monetary policy. Before giving the loan, the Bank determines the degree of risk, he is willing to take on, and the size of the loan, which can be granted. Under the guarantee of insurance companies loan get harder and only small amounts (no more than 50-100 thousand rubles), while being governmental requirements to the borrower, its financial position the build and quality of a commercial project. Liability insurance for the borrower's outstanding loan JW- is pretty common form of collateral, though and increases the cost of the borrower on the loan fees insurance- tion, i.e. Modern commercial Bank can offer customers up to 200 products and services. Acquiring claims from third parties the execution of duties- to dominate in cash. The contract the thief of insurance usually requires, refund to the Bank by the insurer 50-90 % of the amount unpaid by the borrower loan within the specified period and interest. For receiving the credit the borrower submits to the Bank (creditor) application and other required lender documents.